With upcoming changes from the Renters’ Rights Bill, tenants will be able to challenge landlords who refuse pets. As a result, landlords must prepare for potential property damage caused by pets.
Pet-related damage can include:
· Scratched floors
· Chewed furniture
· Stained carpets
Standard landlord insurance usually doesn't cover pet damage, so specialised cover like Total Landlord’s pet damage protection is increasingly important.
· Covers up to £2,500 in damage (after the tenant’s deposit is used)
· Applies to common issues like damaged furniture, flooring, and excessive wear and tear
· Covers damage over time, not just one-off events
Exclusions include:
· Damage over £2,500
· Outdoor/garden damage
· Poor tenant hygiene or neglect
· More than three pets per tenant
· Tenants who are animal breeder
If you are already covered by Total Landlord, you can add pet damage protection to your existing policy as an extension. Complete our pet damage protection enquiry form to learn more about how we can support you in managing pet-related risks.
If you do not currently have a policy with Total Landlord, you can add pet damage protection when you take out a policy here. Protect your investment and enjoy the benefits of renting to responsible pet owners today.
