Oct 13

How Landlords Can Prepare Their Properties for Winter

Just as we begin to add extra padding to our clothing and stock up on additional supplies in anticipation for the seasonal change, so should landlords apply the same precautions for their properties. With cold temperatures setting in at the first sign of winter, here’s how landlords can prepare for any risks to ensure a safe and well-maintained property this time of year.

A couple of months before a noticeable drop in temperature, landlords should make sure their properties are weather-proof to cope with extreme gales and freezing conditions; as tenants may take this opportunity to look for alternative accommodation should their existing property not be up to scratch. Paying for heating if such a utility isn’t included in their bills could also force a tenant to consider their current living circumstances.

One issue landlords should pay close attention to is guttering – as rain, falling leaves and wind can cause severe gutter problems such as overflowing. Excess water can seep into stone and brickwork, resulting in severe damage which ultimately leads to many a house’s worst nightmare; damp. Regular checks for problems including blockages can also be a good preventative measure, as this decreases the chance of flooding or possible plant damage (ie moss growth within cracks).

If your property has a garden, bear in mind vegetation such as trees. Should it be a particularly strong storm, you don’t want to risk the possibility of a falling branch endangering both your tenants and your property. Additionally, the aftermath of strewn branches can become a visual nuisance; so be sure to look out for any potential external threats.

It’s highly recommended that your loft is properly insulated, as it helps save on energy bills as well as retain heat; and also remember to eliminate any draughts – because whilst your property may be sufficiently insulated, this will be rendered pointless if heat escapes through channels such as a loosely fitted window or a cracked door.

Lastly, by ensuring the property is insulated and warm, minimises the likelihood of instances such as burst water pipes and cold accommodation. By maintaining a well-kept home, not only will this reduce the need for repairs and costly bills, but will also increase the longevity of your property – as well as the longevity of your current tenancy.

Stay smart this winter by speaking to the professionals at Total Landlord Insurance – and enjoy a well-kept property that lasts all year long.

About the author

Eddie Hooker Photograph Eddie Hooker has been involved in the insurance industry since 1985.  He worked with many large insurers such as Legal & General and AXA Insurance prior to setting up his own insurance business, Hamilton Fraser, in 1996.  Hamilton Fraser now employs over 130 staff out of their North London office, dealing with various insurance products for the buy-to-let property market such landlord insurance, rent guarantee insurance, emergency cover and tenancy deposit protection. 

Eddie and Hamilton Fraser Insurance first started to provide landlord insurance as early as 1996 when they became involved with the Small Landlord Association, which later became the National Landlords Association. 

By working closely with the industry’s leading companies Eddie and his team have built up a detailed understanding of the landlord market ensuring that the customer experience is founded on knowledge and support.  This has been highlighted in a recent customer survey that found that 95% of Hamilton Fraser customers were either satisfied or more than satisfied with the service provided by the company.

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