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Aug 13
Check Your Landlord Insurance Renewal This Summer
This summer, there might be quite a lot on your mind (mainly where to plan your next holiday or whether this good weather will continue) but if you’re a landlord, then Total Landlord Insurance advises you make insurance renewal your top priority.
With many policies expiring around this time (especially for landlords maintaining student properties), it’s imperative you check when your coverage is up for renewal – and while many companies will send you a reminder, ultimately it is your responsibility to keep a watchful eye over your renewal date.
When renewing your landlord insurance, there’s two elements to take into account:
Try to hunt around for the best possible deal on your landlord insurance, as not all policies will be the same.
As the buy-to-let industry becomes more competitive, so has the nature of landlord insurance brokers – with many offering a range of features unique to different landlords throughout the UK.
It’s imperative to find coverage that works around your lettings, and choosing a reputable broker who understands the many challenges of maintaining the upkeep of a quality home can be difficult – with a broker, you can enjoy peace of mind that your property and investment is absolutely protected, specifically against the risks which are applicable to you.
For excellent service that won’t let you down, visit www.totallandlordinsurance.co.uk – and see how their insurance solutions can benefit your portfolio today.
With many policies expiring around this time (especially for landlords maintaining student properties), it’s imperative you check when your coverage is up for renewal – and while many companies will send you a reminder, ultimately it is your responsibility to keep a watchful eye over your renewal date.
When renewing your landlord insurance, there’s two elements to take into account:
- Building insurance For Landlords. This provides coverage for the rebuilding costs of your property in the event of an insured peril
- Landlord Contents insurance. This covers you against damage to any fittings/fixtures as well as contents of your property.
Try to hunt around for the best possible deal on your landlord insurance, as not all policies will be the same.
Another aspect to consider is the amount of excess the insurance policy details in its cover. However, some policies will let you increase the voluntary excess; allowing you to lower your premium.
Check the Cover you are Getting As the buy-to-let industry becomes more competitive, so has the nature of landlord insurance brokers – with many offering a range of features unique to different landlords throughout the UK.
It’s imperative to find coverage that works around your lettings, and choosing a reputable broker who understands the many challenges of maintaining the upkeep of a quality home can be difficult – with a broker, you can enjoy peace of mind that your property and investment is absolutely protected, specifically against the risks which are applicable to you.
For excellent service that won’t let you down, visit www.totallandlordinsurance.co.uk – and see how their insurance solutions can benefit your portfolio today.
About the author
Eddie Hooker has been involved in the insurance industry since 1985. He worked with many large insurers such as Legal & General and AXA Insurance prior to setting up his own insurance business, Hamilton Fraser, in 1996. Hamilton Fraser now employs over 130 staff out of their North London office, dealing with various insurance products for the buy-to-let property market such landlord insurance, rent guarantee insurance, emergency cover and tenancy deposit protection. Eddie and Hamilton Fraser Insurance first started to provide landlord insurance as early as 1996 when they became involved with the Small Landlord Association, which later became the National Landlords Association.
By working closely with the industry’s leading companies Eddie and his team have built up a detailed understanding of the landlord market ensuring that the customer experience is founded on knowledge and support. This has been highlighted in a recent customer survey that found that 95% of Hamilton Fraser customers were either satisfied or more than satisfied with the service provided by the company.
View more posts by Eddie Hooker
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