Total Landlord Premier Insurance

Our Premier package not only provides the standard policy features of our Essential buy to let insurance policy, but also includes enhanced benefits such as malicious damage by tenants and their guests, up to £5,000,000 of property owner’s liability cover and much, much more.

Providing Premier Cover for professional landlords

Our Premier level of cover is the premium option for landlords. We have created a policy that is easy to understand and simple to obtain that includes enhanced features that many landlord insurance providers cannot match. To get a quote please use our online quoting system or give us a call.

Read more about landlord buildings insurance

Read more about landlord contents insurance

Read more about landlord liability insurance

Premier Insurance, Premier Benefits

Not content with simply giving you the widest cover for the best price that we can, we want to ensure you get added value. That’s why we have negotiated these exclusive customer benefits for you to enjoy. Take out a Premier Insurance policy and you will automatically become a member of our Premier Club providing you with a range of benefits that you won’t find anywhere else.

Read about the Premier Club

Total Landlords Insurance’s Premier package combines the peace of mind of our Essential package, with a comprehensive selection of enhanced benefits. With our Premier insurance policy including cover for malicious damage by tenants and their guests, as well as extensive property disputes support, premier benefits with our Premier insurance cover.

Buildings
Accidental Damage to Glass and Sanitary Fittings
Accidental Damage by Tenants and/or Guests
Malicious Damage by Tenants and/or Guests £25,000 Per Claim
Theft by Violent and Forcible Entry
Theft by Tenants and/or Guests
Full Cover between Tenancies
90 days - Subject to Policy Terms and Conditions
Trace & Access
£5,000 - Limited to £25,000 Per Policy Year
Damage to Landscape Gardens by Emergency Services £25,000
Theft of Keys/Replacement Locks
£1000 - Limited to £25,000 Per Policy Year
Loss of Metered Water/Oil
£5,000
CCTV
£5,000
Removal of Nests
Contents
Accidental Damage to Glass and Sanitary Fittings
Accidental Damage to Contents
Malicious Damage by Tenants and/or Guests Limited to £5,000 Per Loss
Theft
Theft by Tenants and/or Guests
Single Article Limit
£1000
Landlords Gardening Equipment in Outbuilding £1,000
Loss Of Rent/Alternative Accommodation
Loss of Rent or Alternative Accommodation
Limited to 30% of Buildings Sum Insured
Denial of Access Cover
Limited to 90 days
Liability
Property Owners Liability
£5,000,000 Limit of Indemnity
Employers Liability (Optional)
£10,000,000 Limit of Liabilty
Excess
Standard Excess £250
But with the Option to Reduce to £100 or Increase to £500 or £1,000
Malicious Damage by Tenants/or Guests Excess £1,000
Subsidence Excess £1,000
 
Property Disputes Cover
Telephone legal advice line
£10,000 limit of indemnity
Nuisance and trespass
Criminal defence costs
Contract disputes