Total Rent Guarantee Insurance
Rent defaults can be a serious problem for any landlord. As a landlord we know you will ensure you have the best possible tenant for your property, but unfortunately nobody can predict what the future holds.
If your tenant defaults on their rental payments you could find yourself fighting a costly and time consuming legal battle.
Get complete peace of mind by protecting your rental income with Total Legal Expenses from as little as £45 a year and Legal Expenses & Rent Guarantee Insurance from £95.40 a year.
Our Legal Expenses policy is designed to cover the legal costs incurred by you in regaining possession of your rental property, and our combined Legal Expenses and Rent Guarantee Insurance policy adds protection against rent arrears.
Legal Expenses Insurance
Our Legal Expenses product is designed to shelter landlords from expensive legal costs as a result of any disputes between themselves and their tenant.
Legal Expenses & Rent Guarantee
This combined policy provides comprehensive cover to protect landlords against any disputes between themselves and their tenant. It also provides extra peace of mind with rent guarantee insurance up to the amount of monthly rent as stated in the tenancy agreement up to a maximum of £2,500.
Before you Buy
Before you buy our Total Guarantee Insurance you must be aware of the importance of meeting the following criteria:
• You have an Assured Shorthold Tenancy Agreement no longer than 12 months in place with your tenant.
• You have taken a deposit equal to or greater than 1 months rent.
• You have protected your tenants deposit with one of the Government Approved Tenancy Deposit schemes.
• You have obtained a full tenant reference from one of our approved tenant referencing providers. For Total Tenant Referencing click here or for details of other approved tenant reference providers click here.
If you do not comply with all of the above then this policy is not suitable for your requirements, however we would encourage you to call us so that we can offer further assistance.
Terms of Business
Our Terms of Business explains how Total Landlord Insurance will provide business to you and include our complaints procedure. For full details please download a copy of our Terms of Business.