There are fears that heavy rain across many parts of the UK could lead to flooding this week, and property owners are being urged to prepare for the worst.
So far the summer of 2012 has been something of a washout and serious floods have already been witnessed in many areas, resulting in devastation to homes and businesses.
And now persistent heavy rain and thundery showers have returned, prompting the Met Office to issue a severe weather warning across northern and eastern England, the Midlands and much of Wales.
Met Office deputy chief forecaster Tony Waters said there is likely to be up to 40mm of rainfall in many areas, while some will see around 100mm over the coming days.
Craig Woodhouse, head of flood incident management at the Environment Agency, said: "We are expecting some very significant flooding across large parts of the country, and would strongly urge people to sign up to flood warnings, keep a close eye on the forecasts and be prepared."
For landlords with rental property, floods can have serious consequences, leaving tenants homeless and in need of alternative accommodation, and possibly also resulting in long void periods while the property is cleaned up.
Landlord buildings insurance is therefore essential to cover any flood-related damage and associated costs, as well as other problems that could occur due to adverse weather conditions.
For example, heavy rain and storms can cause plumbing and drainage problems, which are included as part of landlord emergency cover.
Anyone who is unsure whether their property is one of the 5.5 million at risk of flooding in England and Wales is advised to call the Environment Agency or visit the organisation's website to find out.
Precautions can also be taken to minimise the impact of flooding. Ask tenants to move furniture and personal possessions upstairs and make sure they know what to do in the event that flood waters do enter the property.
Posted by Simon Hayes